For claims & fraud leaders

Pay honest claims in minutes.
Stop fabricated ones before payout.

Generative AI made claim photos and documents fakeable in seconds. CapSeal seals evidence the moment it's captured - so genuine claims flow straight through, and AI-fabricated ones never reach settlement. It bolts onto the claims app you already run.

98%of insurers say AI editing tools are fuelling claim fraudVerisk, 2026
only 32%feel confident they can spot a deepfake in a claimVerisk, 2026
20-30%of claims may already carry altered images or documentsShift, 2026
Why claims teams adopt it

Four outcomes, from day one

CapSeal isn't another after-the-fact fraud score fighting a losing arms race against image generators. It moves the trust decision upstream, to capture - which changes what your team can pay automatically, and what it never has to chase.

KillAI-FABRICATED
EVIDENCE

Fabricated claims can't get on the road

A synthetic or edited photo can't produce a valid seal. The fastest-growing fraud category is blocked at intake, not discovered after you've paid.

MinsNOT WEEKS
TO SETTLE

Straight-through payment for the honest majority

Attested claims clear for instant settlement with confidence. Your genuine customers - the vast majority - stop waiting behind fraud checks that were never about them.

-30%WASTED
REVIEW HOURS

Investigators stop clearing honest people

Auto-cleared attested claims take manual review volume off the desk, so scarce SIU and adjuster time goes to the claims that actually warrant it.

ProofAUDIT &
COURT-READY

Every decision is verifiable, not an opinion

Each verdict carries a cryptographic proof your own team - and a regulator or court - can independently re-check, in a format your auditors already recognise.

Immediate ROI

Put your numbers in

This runs on your book and your assumptions - move the inputs. The defaults are deliberately conservative; even a fraction of a percent of fraud prevented pays CapSeal back many times over.

Your book

Motor is the usual starting line - highest photo volume, highest fraud.
claims lodged per year
gross settlement per claim
share of claims photographed through your app
newly stopped at intake - conservative default
Return on every $1 spent
9.4x
Payback in 1.3 months
Fraud prevented / yr$1.62M
Investigation cost saved / yr$120k
CapSeal cost / yr$190k
Net annual benefit$1.55M
Estimate on your inputs, not a guarantee. Fraud-prevented and settlement effects depend on your book, capture rate and current controls. Figures illustrative.
How it fits

Four steps. Nothing new for your customer.

01

Capture

The claimant photographs damage in your existing app, powered by our SDK.

02

Seal

Signed on-device by the phone's security chip - bound to device, time and place.

03

Verify

We check the seal and run anti-spoofing: a real lens saw a real scene.

04

Decide

One verdict into your workflow: pay now, review, or reject - with a proof attached.

Why you can trust the verdict

You don't trust us. You trust the math.

Every seal rests on hardware you already trust and cryptography your bank runs - and every proof is independently verifiable by your own engineers. The engine that produces it is proprietary to CapSeal: verifiable by anyone, producible only by us.

HARDWARE

Apple & Google chips

The "real, un-tampered device" guarantee comes from Secure Enclave and Play Integrity - not from us.

CRYPTOGRAPHY

Bank-grade signing

Change one pixel and the seal provably breaks. Verifiable offline, on your own servers.

PROPRIETARY

Our engine, your proof

The sealing engine is CapSeal's alone; the proofs it emits are verifiable by your own team.

See it on your own flagged claims in 60 days.

Bring a sample from one line of business. We'll run it through CapSeal and show you the verdicts, the proofs, and the ROI on your numbers - before you commit to anything.

Request a pilot Sell sheet (PDF) Motor brief (PDF)
The pilot
Scope1 line of business (motor)
Duration60-90 days
IntegrationSDK drop-in, days not quarters
You measureauto-pay rate + fraud caught at intake
Risk to youruns beside your current stack